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Bill S1368 SaAca (2R) Session 2022 – 2023  –  Requires business owners and rental unit owners to maintain certain liability insurance policies. On August 5, 2022, New Jersey’s Governor Murphy signed S. 1368/A. 2687 (2022) into law. This law requires landlords and business owners to procure and maintain liability insurance for negligent acts and omissions. […]

So, you have invested in Solar Panels. That’s great but do you know how it affects your homeowners insurance? First, did you lease the solar panels or do you own them (after financing them)? Own them – you need to immediately increase the coverage on your home to cover the cost of the solar panels.  […]

Switching car insurance is easier than you think if you follow just 1 important rule… Find a trusted, independent agent who will do it for you!  Using the right agent will make the difference, here is why. The Shopping – Don’t have time to check rates with different carriers to get the lowest rate?  No […]

So what exactly is the difference between an independent agent and a captive agent? In a word – OPTIONS! A captive agent represents 1 singular company. An independent agent works with several different companies, but ultimately works for the client. Working with many different carriers is challenging and rewarding. Each company has their own discounts, […]

Our dedicated staff of insurance professionals are here to assist you in securing a life insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you […]